K Loan - Private Lending

Whether you are buying your home, a seasoned or first-time property investor, our K-Loan feature packed lending solution could help you achieve your goal.

Variable Rate

2.59% p.a. - 3.94% p.a.
About 3.29% Comparison Rate

 Fixed  Rate

2.37% p.a. - 4.37%% p.a.
About 3.09% Comparison Rate

  • $50K – $1.5 M per loan

  • ​Max 30 years Loan Term

  • 5 years Interest only periods

  • Free Internet & Mobile banking

  • No hidden charges

  • For PAYG & Self-employed people

  • $50K – $1.5 M per loan

  • Max 30 years Loan Term

  • 5 years Interest only period

  • Free Internet & Mobile banking

  • No hidden charge

  • For PAYG & Self-employed people


Email info@kbrz.com.au or dial  1300 588 978 or 400 997 1889

Up to 90% LVR loans

Non-residents loans

Max 65% LVR for Non-residents

Fixed rate available post settlement​

For both owner occupied & investment purpose​

Approve letter disbursed in 5 business days with Full documents 

Self managed Business Loan 

Incredible interest rates

What is Private Lending?

Private lending can be called asset lending. As private lenders lend money with a focus on the value of an asset, unlike traditional banks lenders lend money focus much on borrowers' income serviceability. When the sophisticated borrower is not able to borrow money from traditional banks, a private lender loan would be an applicable alternative


 As a Private lender loan has  real estate backed. It comes in the forms of 1st or 2nd ranked mortgages. Thus the costs would vary, 2nd ranked mortgage generally costs more due to its higher risk level. The type of asset to be secured can usually be residential, commercial real estate, vacant land, industrial property, and so on. The maximum LVR is 65% to 90% subject to the type of asset. A private lender loan is also a  popular solution for clients who may only need the money for the short term.

Private lending is unregulated by the National Consumer Protection Act. This does not mean that it tends to behave unethically. But it is vital to make sure the private lender you are engaging with is reputable. As  a member of ASIC , our goal is to be the ethical lender in the industry.