In January 2024, Donald Trump won a decisive victory in the U.S. presidential election and will officially take office as the 47th...

What is a Unit Trust? A unit trust is an unincorporated mutual fund structure specifically designed to hold assets and distribute profits...

Abstract Investment is a key decision in wealth accumulation, and real estate and stocks are two major asset classes. This paper explores...

Introduction In 2023, the U.S. Federal Reserve (Fed) unexpectedly cut interest rates by 50 basis points, lowering the policy rate range...

Abstract In the context of Australian financial regulation, the Australian Financial Services License (AFSL) and the Australian Credit...

The needs and considerations of different income groups for buying a mortgage will vary according to the difference in income level....

Introduction Because of its unique advantages and market characteristics, the Australian real estate market has attracted a large number...

Introduction In Australia, commercial loans and residential loans are the two main financing instruments, serving business operations and...

In Australia, real estate mortgages are a key vehicle for home buying and investment.   However, applying for a mortgage can seem...

As the largest economy in the world, the United States exerts extensive spillover effects on other countries through its economic...

What is a down payment The down payment is very important when applying for a residential loan because it directly affects the amount you...

What does it mean to refinance a mortgage? Find out the meaning and benefits of refinancing here.

In most cases, even small changes in your mortgage repayment strategy can help you pay off your loan faster, potentially saving you tens...

Getting the best rate for your home loan is one of the very initial steps in purchasing your property. Whether you are a first home buyer...

After buying your house with a mortgage, you will typically have 30 years to pay off the debt. However, it doesn't necessarily mean you...

It seems simple buying a house in Australia, but when it comes to loans, there are still many things to keep in mind. Mistakes need to...

What is RBA and their responsibility The Reserve Bank of Australia (RBA) is Australia's central bank and derives its functions and powers...

Data from the Australian Security and Investment Commission (ASIC) have shown that around half of new home loans written in Australia are...

Every time you make a mortgage payment, you gain some equity in your property. And you may already know you can use this equity to borrow...

During February, most of the Australia major cities have more Apartment auctioned than House, that's a sign of house market is losing...