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What is Private Lending and Why Consider It?
Private lending, or peer-to-peer lending, is essentially borrowing money from non-bank creditors, usually private finance or lending...

KBRZ
Feb 17, 20242 min read


Five Tips For Mortgage Application
It is exciting to buy your own house but when it comes to apply for a mortgage, there are a few things to be aware of. 1. Don't apply too...

KBRZ
Feb 4, 20242 min read


Who are the Favourite Lending Customers of Australian Banks?
Good Credit Before a bank considers an applicant for a loan, it will check the person's credit. If the person has a previous bad...

KBRZ
Feb 4, 20242 min read


The Constant Development of Non-bank Lending Institution
More concerned about the market knows that, for various historical reasons, tends to follow the pace of development of financial markets...

KBRZ
Feb 3, 20243 min read


A Broker’s Role in the Loan Process
A loan broker acts as a middle man between you and the lender, representing your interests and getting the best possible loan suited for...

KBRZ
Feb 1, 20242 min read


How to Increase Your Interest Rate of Return?
When you tuck money away into your savings account, you usually earn some interest on the account balance. Unfortunately, the interest...

KBRZ
Jan 28, 20243 min read


Tightened Home Loan Rules and How KBRZ can HELP?
What is serviceability buffer?
How it may impact borrowers?
What may happen in the future?
Policies that may be introduced
How we can help?

KBRZ
Jan 22, 20243 min read


What is DTI, and how to Calculate
DTI stands for Debit to Income Ratio, it is the ratio of total monthly debt repayments to total monthly gross income. Total Monthly debt...

KBRZ
Jan 16, 20241 min read


Offset Accounts and Redraw Facilities
What is an offset account? An offset account is a savings account related to your home loan. It 'offsets' the principal of your loan so...

KBRZ
Jan 16, 20244 min read


The Importance of Asset Diversification
Everyone should have heard of the saying, ‘Don’t put all your eggs into one basket, the essence of this saying is to remind everyone of...

KBRZ
Jan 13, 20242 min read


Should Property Investors be Concerned About Rising Household Debt Levels in Australia?
Household debt is at an all time high in Australia. Compared to other developed countries Australia's household debt to income ratio is...

KBRZ
Jan 12, 20243 min read


Should you BUY or RENT a House in the Current Housing Market?
While it may feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy than...

KBRZ
Jan 10, 20242 min read


In Where to Buy a House could Enjoy the Australian Government's 5%
Many first-time homebuyers have noticed home prices rise at a record pace over the last year and wondered when they would be able to...

KBRZ
Dec 23, 20233 min read


Stability VS Flexibility: What type of interest rate to choose when considering a loan
As we all know, the choosing a loan is a difficult process. Between the stability of fixed interest rates and the flexibility of floating...

KBRZ
Dec 11, 20232 min read


How Has the NSW Flooding Affected the Housing Market
As we move towards the end of March, the Australian housing market continues it surge. According to data collected by Corelogic showed...

KBRZ
Dec 7, 20222 min read


【KBRZ | 澳洲移民】澳洲新财年移民配额调整!过来看看配额比例是怎样的
澳洲永久移民项目一直以来都是由三大类别组成的,包括技术类移民、家庭类移民以及特殊类移民,其中特殊类移民占比特别少,而技术类移民和家庭类移民的配额比例一直都是分别占移民总配额的2/3和1/3,由于疫情影响,澳洲移民局不得不做出临时调整,将家庭类移民的配额比例提高到了1/2,从...

KBRZ
Apr 29, 20223 min read


【KBRZ | 澳洲房市】去哪儿买房才能享受澳洲政府的5%住房担保计划?
去年许多首次购房者看着房价以创纪录的速度不断上涨,不知道自己何时才能存够首付以进入房地产市场。联邦政府最近出台的预算案无疑为所有有志于购房的人带来了好消息。 据澳洲Domain房地产网消息,根据3月底出台的联邦预算,政府将扩大住房担保计划(Home Guarantee...

KBRZ
Apr 29, 20223 min read


【KBRZ | 市场观察】全澳物业空置率降至1%,租房短缺危机日益严重!
在澳洲市场,租客的选择很少,10个区域市场都没有房产可供出租,全国范围内的空置率降至1%,这表明租赁危机会更加严重。 这是16年来租赁市场最紧张的时期,同时,除了达尔文和珀斯,所有城市物业的租金要价都创下了新高。 SQM...

KBRZ
Apr 29, 20222 min read


The National Vacancy Rate has Dropped to an All-time Low of 1 %
According to Domain data, rental supply fell in the past March as the return of international students drove up demand. Domain head of...

KBRZ
Apr 8, 20223 min read


Australia Federal Budget 2022-2023: Express Coverage
Amid the recent natural disasters, new waves of COVID-19 infections, ongoing labour market challenges, supply-chain constraints, and...

KBRZ
Mar 31, 20222 min read
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